Sophia Sommer

(602) 512-9825
The Sommer Group
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$529,729$495,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,649$0
Note rate6.600%7.400%
Blended rate6.600%7.640%
1st payment$3,451.08$3,427.28
2nd payment$0.00$0.00
Taxes / mo$15.33$15.33
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$88.00$88.00
Total monthly$3,721.08$3,796.28
Cash to close$20,271$55,000