Sophia Sommer

(602) 512-9825
The Sommer Group
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,139$144,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$836$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$1,128.98$997.03
2nd payment$0.00$0.00
Taxes / mo$54.25$54.25
Insurance / mo$150.00$150.00
MI / mo$0.00$28.80
HOA / mo$0.00$0.00
Total monthly$1,333.23$1,230.08
Cash to close$0$16,000