Sophia Sommer

(602) 512-9825
The Sommer Group
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,053$382,500
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,370$0
Note rate4.170%7.400%
Blended rate4.170%7.640%
1st payment$2,509.43$2,648.35
2nd payment$0.00$0.00
Taxes / mo$111.92$111.92
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$67.00$67.00
Total monthly$2,838.35$3,053.77
Cash to close$0$42,500