Sophia Sommer

(602) 512-9825
The Sommer Group
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,924$404,910
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,180$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$2,781.10$2,803.52
2nd payment$0.00$0.00
Taxes / mo$100.33$100.33
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$38.00$38.00
Total monthly$3,069.43$3,172.83
Cash to close$13,976$44,990