Sophia Sommer

(602) 512-9825
The Sommer Group
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$753,297$753,297$737,991
Remaining term (yrs)29.129.130.0
Secondary amount$0$25,693$0
Funding fee$3,766$3,766$0
Note rate6.190%6.190%7.400%
Blended rate6.190%6.378%7.640%
1st payment$4,649.83$4,649.83$5,109.70
2nd payment$0.00$254.25$0.00
Taxes / mo$91.25$91.25$91.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$147.60
HOA / mo$129.00$129.00$129.00
Total monthly$5,086.75$5,341.01$5,694.22
Cash to close$66,693$41,000$81,999